What is Farmers' Club Programme :- National Bank for Agriculture and Rural Development (NABARD) encourages banks to promote Farmers' Clubs in rural areas under the Farmer's Club Programme.
The five principles are:
Credit must be used in accordance with the most suitable methods of science and technology.
The terms and conditions of credit must be fully respected.
Work must be done with skill so as to increase production and productivity.
A part of the additional income created by credit must be saved.
Loan installments must be repaid in time and regularly so as to recycle credit.
The broad functions of the Farmer's Clubs as envisaged are as follows:-
Coordinate with banks to ensure credit flow among its members and forge better bank borrower relationship.
Organise minimum one meeting per month and depending upon the need, there would be 2-3 meetings per month. Non-members can also be invited to attend the meetings.
Interface with subject matter specialists in the various fields of agriculture and allied activities etc., extension personnel of Agriculture Universities, Development Departments and other related agencies for technical know how upgradation. For guest lectures, even experienced farmers who are non members from the village/ neighbouring villages could be invited.
Liaison with Corporate input suppliers to purchase bulk inputs on behalf of members.
Organise/facilitate joint activities like value addition, processing, and collective purchase of inputs and farm produce marketing, etc.; for the benefit of members. They can also sponsor / organise SHGs.
Undertake socio-economic developmental activities like community works, ducation, health, environment and natural resource management etc. Market rural produce and products.
Farmer's Club is an informal forum in the villages. It can be promoted in a village/ cluster of villages, generally in the Operational Area of a Bank. While Farmer's Club should have minimum of 10 members, no upper limit in the membership is envisaged. Every Club would have three office bearers - One 'Chief Coordinator/Volunteer/ President, the other 'Associate Coordinator/Volunteer/Vice President. The office bearers would be elected by Club Members on a democratic basis for a term to be decided by the Club. The office bearers should be residents of the area of the operation of the club. No NGO/FC promoting agency representative can be office bearer of the club
Our Work :-
To provide a platform to the farmers to solve their problems themselves and adopt better farming practices through dissemination of new practices and improvement of existing practices. Fifty Two (52) Farmers’ Clubs in 52 villages with 806 families, initiated by Swabhiman Samiti in collaboration with Poorvanchal Gramin Bank and NABARD were inaugurated, here. These farmers’ clubs will play a pivotal role for technology dissemination by ensuring creative and active participation of Krishi Vigyan Kendra, NABARD, Banks and other stakeholders for the real cause of the farming community. These Farmers’ Clubs are located in the villages of Khadda and Nebua Naurangiya Block of Kushinagar district. Emphasized has been given by all of the experts on rural livelihood development through sustainable agriculture and resource productivity management. SS initiated various agricultural developmental activities in the said areas.